Home School Accident Medical & General Liability Program

Due to the unique nature of home school programs and events, many insurance companies are reluctant to offer Accident Medical and General Liability coverages to homeschooling groups.  Consequently, large homeschool organizations and small support groups alike have experienced difficulty in finding reliable, affordable insurance for  their special events and/or their students.

While this type of coverage is widely available to large public and private school organizations, homeschool groups have encountered barriers to secure this protection.  Homeschool groups needed a nationally recognized organization to step forward to carry a Master Policy allowing participation and coverage to its members.  This is precisely what HSLDA has done to help the homeschooling community.

This program offers a broad range of protection for both the small and the large homeschool organization:

• Homeschool support groups can cover their students for ongoing activities throughout the year, including trips to parks and recreational facilities, libraries and gym classes.

• Homeschooling organizations hosting conferences can obtain coverage for their events.

Best of all, this coverage is affordable for most groups.  For example, a support group can obtain Accident Medical and General Liability coverage for all of their homeschool sponsored activities (including athletics) held outside the home for less than $1.00 per month per child.  An Organization sponsoring a conference can obtain this coverage for $0.50 (fifty cents) per day per attendee.

Didn't find the answer to your question from this website?  Simply contact us at  the number found on the Customer Service page.

The Home School Legal Defense Association (HSLDA) does not assume any of the insurance risk provided by QBE Insurance or Capitol Insurance, HSLDA is not involved in the administration of these plans including premium collection or adjudication of claims. HSLDA acts only in the capacity of the Master Policyholder for these Policies for its Members benefit.