PLAN I - HOME SCHOOL SUPPORT GROUPS

This program has been designed to cover all registered Home School Students, Non-Employee Teachers and Volunteers.

Support Group Eligibility:
All HSLDA affiliated Discount Groups, including their registered home school Students, Non-Employee Teachers and Volunteers are eligible for coverage during supervised, group sponsored home school events and activities, including travel to and from all events and activities (other than in-home instruction).

Coverage:
Participation of 100% of all Eligible Persons is required for each separately enrolling group. The individual coverage for each group will begin on the date of acceptance or on the date requested, whichever is later, subject to payment of the required premium.  Coverage terminates with the termination of the Master Policy.

Accident Medical Coverage
Coverage is underwritten by Capitol Indemnity Insurance Corporation. A.M. Best rated this carrier as "A" (Excellent).

Full Excess Medical Expense: Benefits are payable for covered expenses that are not recoverable from any other insurance policy, service contract or workers’ compensation.

For detailed Schedule of Benefits, please click on the links below.

Accident Medical Expense Benefits

General Liability Coverage
Coverage is underwritten by Capitol Specialty Insurance Corporation, a non-admitted company*. A.M. Best rated this carrier as "A" (Excellent).

*Capitol Specialty Insurance is a non-admitted or surplus lines carrier. Non-admitted or surplus lines carriers are unique in that they are afforded flexibility in rate and form available only to excess surplus lines carriers. This allows the carrier to offer tailored coverage with broad manuscript terms and conditions. Non-admitted or surplus lines carriers are regulated in their state of domicile.

For detailed Schedule of Benefits, please click on the link below.

General Liability Coverage

The Accident Medical and General Liability coverages are sold on a package basis only.  A completed application and premium  is required for binding coverage.