Coverage:
Participation of 100% of all Eligible Persons attending an event is required for each HSLDA Discount Group enrolling for event coverage. The individual coverage for each HSLDA affiliated Discount Group event will begin on the date of acceptance or on the date requested, whichever is later, subject to payment of the required premium.  Coverage terminates with the termination of the Master Policy.

Accident Medical Coverage
Coverage is underwritten by Capitol Indemnity Insurance Corporation. A.M. Best rated this carrier as "A" (Excellent).

Full Excess Medical Expense: Benefits are payable for covered expenses that are not recoverable from any other insurance policy, service contract or workers’ compensation.

For detailed Schedule of Benefits, please click on the links below.

Accident Medical Expense Benefits

General Liability Coverage
Coverage is underwritten by Capitol Specialty Insurance Corporation, a non-admitted company*. A.M. Best rated this carrier as "A" (Excellent).

*Capitol Specialty Insurance is a non-admitted or surplus lines carrier. Non-admitted or surplus lines carriers are unique in that they are afforded flexibility in rate and form available only to excess surplus lines carriers. This allows the carrier to offer tailored coverage with broad manuscript terms and conditions. Non-admitted or surplus lines carriers are regulated in their state of domicile.

For detailed Schedule of Benefits, please click on the link below.

General Liability Coverage

The Accident Medical and General Liability coverages are sold on a package basis only.  A completed application and premium  is required for binding coverage.

The Home School Legal Defense Association (HSLDA) does not assume any of the insurance risk provided by the carriers.  HSLDA is not involved in the administration of these plans including premium collection or adjudication of claims. HSLDA acts only in the capacity of the Master Policyholder for these Policies for its Members benefit.